These Terms of Use ("Terms") govern your access to and use of the Horizon Capital website and trading platform (together, the "Services"). By creating an account or otherwise using the Services, you agree to be bound by these Terms. If you don't agree to them, don't use the Services.
1. Eligibility
You must be at least 18 years old, or the age of legal majority in your jurisdiction if higher, and have the legal capacity to enter into binding agreements, to open an account. You're responsible for confirming that accessing and using the Services is lawful under the laws that apply to you — we don't offer the Services in any jurisdiction where doing so would be unlawful, and access from such a jurisdiction is at your own risk and not our responsibility.
2. Your account
- You must provide accurate, current information when registering, and keep it up to date.
- You're responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account, including two-factor authentication codes.
- We may require identity verification (KYC) before allowing deposits, withdrawals, or certain account activity, and may restrict an account pending that verification.
- Notify us immediately if you suspect unauthorized access to your account.
3. The services we provide
Horizon Capital provides an online platform for trading contracts for difference (CFDs) and similar leveraged instruments across currency pairs, commodities, indices, and equities. When you trade a CFD, you're speculating on the price movement of the underlying instrument — you don't take ownership of, or delivery of, the underlying asset itself.
4. Fees and charges
Use of the Services may involve spreads, overnight financing charges on positions held past a session rollover, and other fees disclosed within the platform at the time they apply. We may update our fee structure from time to time; where required, we'll give reasonable notice before a change takes effect on your existing positions.
5. Risk acknowledgment
Trading leveraged products carries a high level of risk and can result in losses exceeding your initial deposit in some circumstances. By using the Services you confirm that you understand this risk and that you're trading with funds you can afford to lose. Our Risk Disclosure sets this out in full and forms part of these Terms.
6. Prohibited conduct
- Using the Services for any unlawful purpose, or in a way that violates any applicable law or regulation.
- Attempting to manipulate pricing, exploit a platform error, or engage in any form of latency arbitrage against our pricing feed.
- Creating multiple accounts to circumvent limits, restrictions, or promotional terms.
- Interfering with, reverse-engineering, or attempting to gain unauthorized access to the platform's systems.
We may suspend or close an account, and void associated trades, where we reasonably believe it has been used in breach of this section.
7. Intellectual property
The Services, including the platform's software, design, branding, and content, are owned by or licensed to Horizon Capital and protected by intellectual property law. You're granted a limited, non-exclusive, non-transferable right to use the Services for your own trading activity — nothing in these Terms transfers any ownership of that intellectual property to you.
8. Limitation of liability
To the fullest extent permitted by applicable law, Horizon Capital is not liable for indirect, incidental, or consequential losses arising from your use of the Services, including trading losses resulting from your own trading decisions, market conditions, or third-party systems outside our reasonable control. Nothing in these Terms limits liability that cannot lawfully be limited.
9. Termination and suspension
You may close your account at any time, subject to settling any open positions and outstanding obligations. We may suspend or terminate access to the Services, with or without notice, where we reasonably believe these Terms have been breached, where required by law, or to protect the integrity of the platform.
10. Changes to these terms
We may update these Terms from time to time. Where a change is material, we'll make reasonable efforts to notify you before it takes effect. Continued use of the Services after a change takes effect constitutes acceptance of the updated Terms.
11. Governing law
These Terms are governed by the laws of the jurisdiction in which the relevant Horizon Capital operating entity is established, without regard to conflict-of-law principles, except where local law requires otherwise for consumers in your jurisdiction.
12. Contact
Questions about these Terms can be sent to legal@horizoncapital.com, or via the channels listed on our Contact page.